My name is Girish and I help people invest in mutual funds and buy appropriate insurance cover for themselves and their family.
Investments:
As you are reading this blog, you have some interest in personal finance. You can save a lot of time, heartburn, and frustration right away if you choose to be a passive investor. Invest your funds in index funds or index ETFs, forget about all news related to finance and grow your money at the index CAGR in to the future.
This is advisable to everyone who doesn't use an advisor or MF distributor.
If you do plan on going the advisor or MFD route, your aim should be simple. Over a time period of a minimum of 5 years, your portfolio should beat the index by at least 1% CAGR. This should be your benchmark for going active over passive.
What this blog WILL NOT help you be:
- The next Warren Buffett, Charlie Munger, Ray Dalio, or any other famous investor
- Pick the best mutual fund, one that will be the no. 1 fund each day, every day
- Up to date on financial new. For that, there are many other news sites
What this blog might help you be:
- Better informed on what insurance products are important for you and your family
- Better informed on niche MF products that might not be on your radar
- Understand asset allocation strategies
- Help you retire early
Happy Reading!
- Girish
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